Spyglass Lane Eviction Risk: Lower

The clearest offset is rent-regulation exposure, at 1/10. On the softer side is tenant-organizing strength, at 1/10. Running cool is economic stress, at 1/10.

Severe burden reaches 17%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. 2.4% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The filing record is not thin: 5 evictions logged in this tract.

The worst year on record was 2011, when filings touched 8.3% of renter households. 4.5% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

The most recent observed rate, 4.2% in 2014, is well off that peak. Only 4% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.

Poverty sits at 2%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.