The Lofts of Greenville Eviction Risk: Elevated

The strongest single driver of the headline number is economic stress at 10/10. The poverty rate is 47%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

31.8% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. On the high side is tenant-organizing strength at 9.5/10.

Annualized rent equals 41% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. CDC survey data puts housing insecurity at 31.6% of adults, against 14.2% nationally. Sitting well above the midpoint is housing-court posture at 8.9/10.

69% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. 20% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Scores across the 2 constituent tracts range from 6 to 7.5. A 1.5-point internal spread means block-level underwriting beats area-level here.

At $1,066 a month, rents sit 8% under what the rest of City View commands. Social vulnerability runs high at 9.3/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Underwrite the address, not the area: with 1.5 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.