BullStreet District Eviction Risk: Moderate

Severe burden reaches 38%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. 35.9% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

The strongest single driver of the headline number is economic stress at 10/10. The poverty rate is 54%, which shows up in this model as reduced rent-recovery odds after a judgment. Set annual rent against average household income of $21,229 and the ratio lands at 44%, above the conventional 30% ceiling.

Average gross rent is $779, 35% below the Columbia average of $1,204. Well under the midpoint is rent-regulation exposure, at 1/10.

Running cool is supply constraint, at 1/10. 70% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. Disability prevalence reaches 51.5% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute.

The filing record is not thin: 838 evictions logged in this tract. Filing activity peaked in 2014 at 33.7% of renter households.

Because the boundary contains one tract, 5.2/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.