Melrose Heights Eviction Risk: Lower

Pulling the other way is rent-regulation exposure, at 1/10. The severe-burden share is 24%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Court records for this tract carry 146 eviction filings. SNAP participation is 4.7% of households versus 15.2% nationally.

On the softer side is eviction-process difficulty, at 3/10. Food insecurity affects 8.2% of adults, 9.6 points below the national rate. The worst year on record was 2010, when filings touched 11.3% of renter households.

Running cool is housing-court posture, at 3/10. Recent filings have not receded much: 7.1% in 2014 against a 11.3% peak.

At $1,111 a month, rents sit 8% under what the rest of Columbia commands. Among the 16 mapped neighborhoods of Columbia, it ranks #11 by risk, the lower third. For a like-for-like read, Saluda Terrace and The Arbors At Harbison score within a fraction of it.

Against average income of $73,611, annual rent is only 18%, a wide affordability cushion.

One tract means one number: 3.7/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.