Lane Park Eviction Risk: Lower , Mountain Brook

At $2,103 a month, rents run 44% over what the rest of Homewood commands. The voucher gap is 66.0%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. 26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Well under the midpoint, economic stress reads 1/10. On the softer side, eviction-process difficulty reads 1.6/10.

55% of renter households cross the 30%-of-income line, higher than the Jefferson County average of 46.3%. SNAP participation runs 2.8% against 15.2% nationally.

It sits 1.3 points below the Jefferson County average of 4.3. Housing insecurity runs 4.8% against 14.2% nationally.

Princeton's Eviction Lab logged 31 filings here across 8 tracked years. Filings peaked in 2001 at 4.5% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 2.3% of renter households face a filing.

That is riskier than roughly 20% of the 84,120 US census tracts in this model. At 10% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.