Lane Park Eviction Risk: Lower

27% of renters spend 30% or more of household income on rent. On the softer side is eviction-process difficulty, at 1.7/10.

The voucher gap is 20.8%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Severe burden reaches 16%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Average gross rent is $1,151, 21% below the Mountain Brook average of $1,456. Food insecurity affects 4.9% of adults, 12.9 points below the national rate.

Filings are well documented here: 143 across 3 observed tracts. 3.6% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. The worst year on record was 2006, when filings touched 4.5% of renter households.

Recent filings have not receded much: 3.4% in 2016 against a 4.5% peak. Only 18% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. Against average income of $165,598, annual rent is only 8%, a wide affordability cushion.

Poverty sits at 5%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.