Neely Eviction Risk: Moderate , Mobile

around a third of renter households cross the 30%-of-income line, well below the Mobile County average of 43.6%. Set annual rent against average income of $33,980 and the ratio lands at 34%, above the conventional 30% ceiling.

Running cool, state political climate reads 1.8/10. Housing insecurity runs 24.2% against 14.2% nationally.

The filing record is not thin: 65 evictions over 10 years of observation. The severe-burden share is 8%, and it is the single best predictor in this model of a filing that actually reaches judgment. Inability to pay a utility bill runs 16.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the softer side, tenant-organizing strength reads 3/10. At $952 a month, rents run 11% under what the rest of Mobile commands. Filings peaked in 2015 at 3.2% of renter households.

In a typical year about 2.5% of renter households face a filing. Nationally it ranks #45,786 of 84,120 for landlord eviction difficulty. CDC social-vulnerability scoring puts the tract at 8.3/10.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.