Neely Eviction Risk: Moderate , Mobile

Annualized rent equals 36% of average household income of $27,955, past the 30% affordability line, which thins the margin any screening standard has to work with. Disability prevalence runs 48.9% against 31.5% nationally.

Severe burden reaches 22%. Those are renters paying half their income or more, and that is where non-payment filings originate. Inability to pay a utility bill runs 26.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the softer side, state political climate reads 1.8/10.

The poverty rate is 25%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Average gross rent is $838, 22% below the Mobile average. Well under the midpoint, supply constraint reads 2.7/10.

Against the Mobile County average of 4.0, this tract reads riskier for landlords by 0.9 points. Princeton's Eviction Lab logged 43 filings here across 10 tracked years.

48% of renter households cross the 30%-of-income line, higher than the Mobile County average of 43.6%.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.