Hartselle Eviction Risk: Moderate

80% of renter households cross the 30%-of-income line, well clear of the Morgan County average of 32.5%. Average gross rent is $1,146, 43% above the Hartselle average.

The main counterweight is state political climate at 1.8/10. The voucher gap is 24.2%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Running cool, eviction-process difficulty reads 2/10. The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment.

Against the Morgan County average of 3.5, this tract reads riskier for landlords by 1.1 points. Well under the midpoint, regional political climate reads 2.5/10. On the national scale it lands near the 53rd percentile of the 84,120 tracts scored.

At 18% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 5.8/10, which tracks how hard a shock lands on the households already here.

Annual rent works out to 26% of average household income of $52,582.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.