Decatur Eviction Risk: Moderate

62% of renter households cross the 30%-of-income line, far above the Morgan County average of 32.5%. What pushes it up most is economic stress at 10/10. Disability prevalence runs 54.0% against 31.5% nationally.

Housing insecurity runs 36.6% against 14.2% nationally. The poverty rate is 41%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running cool, rent-regulation exposure reads 1/10.

Annualized rent equals 37% of average household income of $26,031, past the 30% affordability line, which thins the margin any screening standard has to work with. This is renter territory: 69% of occupied units are tenant-occupied. Well under the midpoint, state political climate reads 1.8/10.

Against the Morgan County average of 3.5, this tract reads riskier for landlords by 1.1 points. The filing record is not thin: 315 evictions over 12 years of observation.

At $805 a month, rents run 10% under what the rest of Decatur commands. Filings peaked in 2015 at 5.6% of renter households.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.