Westbrae Eviction Risk: Elevated , Albany

22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running cool, economic stress reads 1.7/10.

On the high side, regional political climate reads 8.1/10. Housing insecurity runs 6.3% against 14.2% nationally. Inability to pay a utility bill runs 3.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

At $2,329 a month, rents run 9% over what the rest of Berkeley commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 89th percentile of the 84,120 tracts scored. Social vulnerability reads 2.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 17% of average household income of $162,143, an unusually wide affordability cushion. Of its three components the socioeconomic standing measure is the least pressured. Rent takes 30% or more of income for 42% of renters.

It tracks the Alameda County average of 7.8 closely.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.