Loma Portal Eviction Risk: High , San Diego

This is renter territory: 100% of occupied units are tenant-occupied. Average gross rent is $3,265, 41% above the San Diego average.

Annualized rent equals 39% of average household income of $101,250, past the 30% affordability line, which thins the margin any screening standard has to work with. The severe-burden share is 25%, and it is the single best predictor in this model of a filing that actually reaches judgment.

The clearest offset is economic stress at 1.8/10. Sitting well above the midpoint, rent-regulation exposure reads 8/10.

Running hot, eviction-process difficulty reads 8/10. The voucher gap is 13.3%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

It sits 0.7 points above the San Diego County average of 7.6. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #6,330 of 84,120 for landlord eviction difficulty.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.