Laurel Heights Eviction Risk: High , San Francisco

The dominant input is rent-regulation exposure at 10/10. Sitting well above the midpoint, eviction-process difficulty reads 10/10. Running hot, tenant-organizing strength reads 10/10.

76% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. 10% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Housing insecurity runs 5.6% against 14.2% nationally.

Adults with no health insurance runs 3.1% against 11.3% nationally. At $2,837 a month, rents run 15% over what the rest of San Francisco commands. It sits 0.7 points below the San Francisco County average of 9.5.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 95th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 1.2/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.