Silver Creek Eviction Risk: High , San Jose

The dominant input is rent-regulation exposure at 9.5/10. Sitting well above the midpoint, eviction-process difficulty reads 9/10. Well under the midpoint, economic stress reads 1/10.

At $3,501 a month, rents run 31% over what the rest of San Jose commands. Adults with no health insurance runs 3.0% against 11.3% nationally.

Inability to pay a utility bill runs 2.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Nationally it ranks #6,330 of 84,120 for landlord eviction difficulty. Only 10% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

On the CDC Social Vulnerability Index the tract reads 1.8/10, which tracks how hard a shock lands on the households already here. Rent consumes only 17% of average household income of $250,001, an unusually wide affordability cushion.

Statewide the CA average is 7.5, so this tract runs 0.8 points hotter. Of its three components the housing type and transport measure is the least pressured.

Poverty sits at 1%, low enough that arrears here usually signal a specific shock rather than a structural income gap. It tracks the Santa Clara County average of 8.0 closely.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.