The Highlands of Los Gatos Eviction Risk: High

59% of renter households cross the 30%-of-income line, well above the Santa Clara County average of 43.5%. The score leans hardest on rent-regulation exposure at 9.5/10. Sitting well above the midpoint, eviction-process difficulty reads 9/10.

Running cool, economic stress reads 1/10. Adults with no health insurance runs 4.0% against 11.3% nationally.

Inability to pay a utility bill runs 3.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Nationally it ranks #6,330 of 84,120 for landlord eviction difficulty. Only 25% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

On the CDC Social Vulnerability Index the tract reads 4.3/10, which tracks how hard a shock lands on the households already here. Rent consumes only 16% of average household income of $205,147, an unusually wide affordability cushion.

Statewide the CA average is 7.5, so this tract runs 0.8 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.