The Highlands of Los Gatos Eviction Risk: Elevated

The clearest offset is economic stress, at 1/10. 22% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The 4 tracts inside this boundary do not behave alike. Individual scores run 6.3 to 8.3, a 2-point gap wide enough that the area average misleads on any specific address.

Running hot is tenant-organizing strength at 8.1/10. Sitting well above the midpoint is eviction-process difficulty at 7.6/10. 3.2% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

SNAP participation is 4.6% of households versus 15.2% nationally. At 27% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.

Against average income of $220,627, annual rent is only 17%, a wide affordability cushion. Poverty sits at 3%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Average gross rent runs $3,174, close to the Los Gatos average.

For a specific building, read the per-tract breakdown below rather than the 7.1 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.