Callaway Eviction Risk: Lower

The main counterweight is eviction-process difficulty at 1.4/10. The severe-burden share is 23%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Well under the midpoint, state political climate reads 1.5/10. Running hot, tenant-organizing strength reads 8.2/10.

The voucher gap is 18.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Princeton's Eviction Lab logged 70 filings here across 10 tracked years.

The worst year on record was 2011, when 8.9% of renter households were served. In a typical year about 3.5% of renter households face a filing. That is riskier than roughly 33% of the 84,120 US census tracts in this model.

Only 18% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 6.3/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the socioeconomic standing measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.