Callaway Eviction Risk: Lower

The main counterweight is economic stress at 1/10. Running cool, eviction-process difficulty reads 1.4/10.

On the softer side, state political climate reads 1.5/10. Severe burden reaches 13%. Those are renters paying half their income or more, and that is where non-payment filings originate. Court records carry 270 eviction filings across 10 observed years.

Against the Bay County average of 3.8, this tract reads safer for landlords by 0.8 points. Filings peaked in 2018 at 11.7% of renter households.

In a typical year about 8.0% of renter households face a filing. Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty.

At 22% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. CDC social-vulnerability scoring puts the tract at 6.5/10. Statewide the FL average is 4.1, so this tract runs 1.1 points cooler.

Of its three components the household composition measure is the most pressured. Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

Average gross rent is $1,396, close to the Callaway average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.