Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #60,063 of 84,120 nationally
Whisper Dunes Eviction Risk: Lower , Laguna Beach
Tract 12005002706 · Bay, FL · pop 2,519 · neighborhood within 0.4 mi
The Whisper Dunes area of Laguna Beach is where census tract 12005002706 sits, home to 2,519 residents. Its landlord eviction-risk score is 4.9/10. That is riskier than roughly 36% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 55% of renter households, a severe level, and 19% are severely burdened at 50% or more. The typical renter pays about $1,727 a month while the average household earns $69,464 a year, roughly 30% of income at the averages. About 50% of occupied units are renter-occupied, a renter-majority tract.
Risk score
2.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 27%
Stable renters 23%
Owners 50%
Tract context
Occupied units1,323
Renter share50.3%
SVI overall0.43
Poverty rate9.2%
Median income$69,464
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
46
th percentile
Moderate
Within state
38
th percentile
Low
Geographic context
Risk heat across Laguna Beach and the region
Centroid at 30.2596, -85.9364 · click any tract to drill in
Why Whisper Dunes scores 2.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Laguna Beach
3.2
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
9.2% poverty · this tract
2.3
Supply constraint
$1,727 rent vs county FMR
5.7
Rent control risk
Inherited from Laguna Beach
3.9
Eviction process difficulty
State law sets the calendar
1.0
Tenant organizing strength
Inherited from Laguna Beach
6.2
Housing court bias
Inherited from Laguna Beach
3.4
How Whisper Dunes compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 43
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 58%Socioeconomic
- 27%Household composition
- 11%Racial/ethnic minority
- 48%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within Whisper Dunes. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Whisper Dunes
What moves this score most is tenant organizing strength at 6.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Laguna Beach, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Bay County average of 5.0 and in line with the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 43rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12005002706
Q1
What is the eviction-risk score for census tract 12005002706?
Census tract 12005002706 in the Whisper Dunes neighborhood scores 2.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12005002706?
Median gross rent is $1,727/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12005002706?
9.2% of residents in tract 12005002706 live below the federal poverty line (ACS B17001, 2023). Population: 2,519.
Q4
How socially vulnerable is tract 12005002706?
CDC Social Vulnerability Index ranks this tract in the 43th percentile nationally. Sub-themes: socioeconomic 58th, household 27th, minority 11th, housing 48th.
Q5
Is tract 12005002706 considered part of Whisper Dunes?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12005002706 fall within Whisper Dunes (neighborhood centroid within 0.4 miles, OSM data).
Q6
How does tract 12005002706 compare to Laguna Beach overall?
Tract 12005002706 scores 2.9/10, higher than the parent city of Laguna Beach at 2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Laguna Beach; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Laguna Beach
Top eight tracts in Laguna Beach ranked by composite eviction-risk score.
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