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Neighborhood · Ranked #66,742 of 84,120 nationally

Whisper Dunes Eviction Risk: Lower , Laguna Beach

Tract 12005002708 · Bay, FL · pop 755 · neighborhood within 1.5 mi

Census tract 12005002708 belongs to Whisper Dunes in Laguna Beach, Florida. It is home to 755 residents and scores 4.7/10, a moderate reading for landlords. That is riskier than about 30% of US census tracts.

About 74% of renters carry a rent burden of 30% of income or higher, a severe level, and 23% are severely burdened at 50% or more. Average rent runs $1,254 a month against an average household income of $95,230 a year, roughly 16% of income at the averages. Renters make up 15% of occupied homes.

Risk score
2.5
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11% Stable renters 4% Owners 85%
Tract context
Occupied units413
Renter share14.8%
SVI overall0.04
Poverty rate7.0%
Median income$95,230

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Whisper Dunes
Very Low
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In Laguna Beach
Moderate
Within county
17 th percentile
Rank, 17th percentileLowHigh
#41 of 49 tracts In Bay
Very Low
Within state
25 th percentile
Rank, 25th percentileLowHigh
#3,822 of 5,122 tracts In Florida
Low
Geographic context

Risk heat across Laguna Beach and the region

Centroid at 30.2379, -85.9188 · click any tract to drill in

Why Whisper Dunes scores 2.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Laguna Beach
3.2
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
7.0% poverty · this tract
1.8
Supply constraint
$1,254 rent vs county FMR
2.8
Rent control risk
Inherited from Laguna Beach
3.9
Eviction process difficulty
State law sets the calendar
1.0
Tenant organizing strength
Inherited from Laguna Beach
6.2
Housing court bias
Inherited from Laguna Beach
3.4

How Whisper Dunes compares

Risk score vs. parent city, county, state.
Whisper Dunes risk score vs. parent city / county / stateThis tract: 2.52.5This tracttract 002708Laguna Beach: 2.02.0Laguna Beachparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 4

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Comparable tracts

Census tracts with similar eviction risk

Within Whisper Dunes. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Whisper Dunes

What moves this score most is tenant organizing strength at 6.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Laguna Beach, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Bay County average of 5.0 and in line with the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 4th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12005002708

Q1

What is the eviction-risk score for census tract 12005002708?

Census tract 12005002708 in the Whisper Dunes neighborhood scores 2.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005002708?

Median gross rent is $1,254/month (ACS 5-year 2023, table B25064). 74% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005002708?

7.0% of residents in tract 12005002708 live below the federal poverty line (ACS B17001, 2023). Population: 755.
Q4

How socially vulnerable is tract 12005002708?

CDC Social Vulnerability Index ranks this tract in the 4th percentile nationally. Sub-themes: socioeconomic 6th, household 26th, minority 32th, housing 5th.
Q5

Is tract 12005002708 considered part of Whisper Dunes?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12005002708 fall within Whisper Dunes (neighborhood centroid within 1.5 miles, OSM data).
Q6

How does tract 12005002708 compare to Laguna Beach overall?

Tract 12005002708 scores 2.5/10, higher than the parent city of Laguna Beach at 2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Laguna Beach; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Laguna Beach

Top eight tracts in Laguna Beach ranked by composite eviction-risk score.

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