Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #67,219 of 84,120 nationally
Whisper Dunes Eviction Risk: Lower , Laguna Beach
Tract 12005002708 · Bay, FL · pop 755 · neighborhood within 1.5 mi
Census tract 12005002708 covers part of the Whisper Dunes area of Laguna Beach, FL, and scores 3/10 on landlord eviction risk. 74% of renter households cross the 30%-of-income line, markedly above the Bay County average of 54.8%.
Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%
Stable renters 4%
Owners 85%
Tract context
Occupied units413
Renter share14.8%
SVI overall0.04
Poverty rate7.0%
Median income$95,230
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
13
th percentile
Very Low
Within state
28
th percentile
Low
Geographic context
Risk heat across Laguna Beach and the region
Centroid at 30.2379, -85.9188 · click any tract to drill in
Why Whisper Dunes scores 3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Laguna Beach
3.2
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
7.0% poverty · this tract
1.8
Supply constraint
$1,254 rent vs county FMR
2.8
Rent control risk
Inherited from Laguna Beach
3.9
Eviction process difficulty
State law sets the calendar
1.0
Tenant organizing strength
Inherited from Laguna Beach
6.2
Housing court bias
Inherited from Laguna Beach
3.4
How Whisper Dunes compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 4
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 6%Socioeconomic
- 26%Household composition
- 32%Racial/ethnic minority
- 5%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within Whisper Dunes. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Whisper Dunes
Pulling hardest the other way is eviction-process difficulty at 1/10. The severe-burden share is 23%, and it is the single best predictor in this model of a filing that actually reaches judgment.
On the softer side, state political climate reads 1.5/10. Running cool, economic stress reads 1.8/10.
It sits 0.8 points below the Bay County average of 3.8. On the national scale it lands near the 20th percentile of the 84,120 tracts scored. Only 15% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.
Social vulnerability reads 1.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 16% of average household income of $95,230, an unusually wide affordability cushion.
Statewide the FL average is 4.1, so this tract runs 1.1 points cooler. Of its three components the housing type and transport measure is the least pressured.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 12005002708
Q1
What is the eviction-risk score for census tract 12005002708?
Census tract 12005002708 in the Whisper Dunes neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12005002708?
Median gross rent is $1,254/month (ACS 5-year 2023, table B25064). 74% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12005002708?
7.0% of residents in tract 12005002708 live below the federal poverty line (ACS B17001, 2023). Population: 755.
Q4
How socially vulnerable is tract 12005002708?
CDC Social Vulnerability Index ranks this tract in the 4th percentile nationally. Sub-themes: socioeconomic 6th, household 26th, minority 32th, housing 5th.
Q5
Is tract 12005002708 considered part of Whisper Dunes?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12005002708 fall within Whisper Dunes (neighborhood centroid within 1.5 miles, OSM data).
Q6
How does tract 12005002708 compare to Laguna Beach overall?
Tract 12005002708 scores 3/10, lower than the parent city of Laguna Beach at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Laguna Beach; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Laguna Beach
Top eight tracts in Laguna Beach ranked by composite eviction-risk score.
Related