Ringgold Eviction Risk: Moderate

Well under the midpoint, supply constraint reads 1/10. On the high side, tenant-organizing strength reads 8.9/10.

At $692 a month, rents run 28% under what the rest of Ringgold commands. Against Catoosa County at 38.6%, 30% of renters here are cost-burdened. 11% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

The filing record is not thin: 869 evictions over 11 years of observation. Filings peaked in 2007 at 29.8% of renter households.

In a typical year about 20.3% of renter households face a filing. On the national scale it lands near the 47th percentile of the 84,120 tracts scored. At 15% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 4.7/10, which tracks how hard a shock lands on the households already here. Rent consumes only 11% of average household income of $77,252, an unusually wide affordability cushion. It tracks the Catoosa County average of 4.0 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.