West Loch Eviction Risk: Moderate , Waipahu

The clearest offset is economic stress at 1/10. Sitting well above the midpoint, rent-regulation exposure reads 8.9/10. Well under the midpoint, court filing pressure reads 1.7/10.

Cost burden runs 58% here against 50.9% across Honolulu County. Against the Honolulu County average of 6.0, this tract reads safer for landlords by 1.2 points. Adults with no health insurance runs 3.6% against 11.3% nationally.

Inability to pay a utility bill runs 3.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. That is riskier than roughly 58% of the 84,120 US census tracts in this model. Only 3% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

On the CDC Social Vulnerability Index the tract reads 2.1/10, which tracks how hard a shock lands on the households already here. Statewide the HI average is 5.9, so this tract runs 1.1 points cooler.

Of its three components the household composition measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.