10 census tracts · pop 36,093 · pop-weighted Eviction Risk Score 6.2/10
· range 4.8–7.4
West Loch spans 10 census tracts of Waipahu, HI, population 36,093. That produces an Eviction Risk Score of 6.2/10, Elevated tier. Against a Waipahu baseline of 31.8%, roughly one in two of renters here cross the 30%-of-income line.
26% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Scores across the 10 constituent tracts range from 4.8 to 7.4. A 2.6-point internal spread means block-level underwriting beats area-level here. The strongest single driver of the headline number is rent-regulation exposure at 7.4/10.
Running hot is tenant-organizing strength at 7.4/10. Running cool is supply constraint, at 2.6/10.
Average gross rent is $1,832, 10% above the Waipahu average of $1,658. Annual rent works out to 21% of average household income of $105,109. 41% of occupied units are renter-occupied.
Underwrite the address, not the area: with 2.6 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.
Risk score
6.2
Elevated
10 tracts · population-weighted
West Loch vs WaipahuHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority95%ile
Hispanic + non-white share of population
Housing & transport72%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in West Loch
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
13.5%Housing insecurity
6.8%Utility shutoff threat
23.7%Food insecurity
15.7%SNAP enrollment
6.2%No health insurance
29.8%Any disability
Frequently asked
About West Loch
Q1
What is the eviction-risk score for West Loch?
West Loch scores 6.2/10 (Elevated tier) across 10 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does West Loch compare to Waipahu overall?
West Loch scores 0.2 points higher than Waipahu overall (6/10). Renters spend 50% of income on rent vs 32% citywide. Average rent: $1,832 vs $1,658.
Q3
What is the average rent in West Loch?
Average gross rent in West Loch is $1,832/month (pop-weighted across 10 census tracts, ACS 5-year 2023). 50% of renter households are cost-burdened.
Q4
What percentage of West Loch residents are renters?
41% of West Loch households are renter-occupied (vs 40% in Waipahu). The neighborhood has 36,093 residents.
Q5
Is West Loch a high social-vulnerability area?
West Loch sits in the 71st percentile nationally on the CDC Social Vulnerability Index (moderately vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in West Loch have the highest eviction risk?
The highest-risk constituent tract in West Loch is census tract 15003008705 (score 7.4/10). Across the 10 tracts in this neighborhood the score ranges from 4.8 to 7.4, a spread of 2.6 points.
Q7
How safe is West Loch for landlords?
West Loch carries a elevated-tier eviction-risk profile for landlords (6.2/10). Pop-weighted across 10 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Waipahu as a whole (6/10), this neighborhood is in line with the citywide level.
Q8
What is the demographic breakdown of West Loch?
West Loch has 36,089 residents. Top groups: Asian (non-Hispanic) (59%), Other / Multiracial (28.6%), Hispanic / Latino (7.6%). Source: ACS 5-year 2023, table B03002.
