Ridgeland Eviction Risk: High , Oak Park

Food insecurity runs 37.9% against 17.8% nationally. The score leans hardest on local political climate at 8.5/10. Against the Cook County average of 6.1, this tract reads riskier for landlords by 2.0 points.

22% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Set annual rent against average income of $42,182 and the ratio lands at 33%, above the conventional 30% ceiling. Running cool, supply constraint reads 1.7/10.

The poverty rate is 25%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, tenant-organizing strength reads 8/10. about half of renter households cross the 30%-of-income line, higher than the Cook County average of 45.6%.

Average gross rent is $1,175, 18% below the Chicago average. The filing record is not thin: 1,017 evictions over 15 years of observation.

The worst year on record was 2004, when 8.3% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Chicago. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 7.1% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.