Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #76,223 of 84,120 nationally
Thornley Eviction Risk: Lower , St. Charles
Tract 17089852005 · Kane County, IL · pop 4,496 · neighborhood within 1.3 mi
Census tract 17089852005 belongs to the Thornley area of St. Charles, Illinois. It is home to 4,496 residents and scores 5.5/10, a moderate reading for landlords. On the national scale it ranks #35,753 of 84,120 for landlord eviction difficulty.
About 69% of renters carry a rent burden of 30% of income or higher, a severe level, and 52% are severely burdened at 50% or more. The typical renter pays about $1,476 a month while the average household earns $159,375 a year, roughly 11% of income at the averages. About 14% of occupied units are renter-occupied.
Risk score
1.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 9%
Stable renters 4%
Owners 87%
Tract context
Occupied units1,793
Renter share13.5%
SVI overall0.14
Poverty rate5.3%
Median income$159,375
Percentile rank
Higher percentile = riskier than more peers.Within parent city
29
th percentile
Low
Within county
40
th percentile
Low
Within state
17
th percentile
Very Low
Geographic context
Risk heat across St. Charles and the region
Centroid at 41.9304, -88.2956 · click any tract to drill in
Why Thornley scores 1.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Charles
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Illinois legislature & governorship
5.2
Economic stress
5.3% poverty · this tract
1.3
Supply constraint
$1,476 rent vs county FMR
3.4
Rent control risk
Inherited from St. Charles
4.1
Eviction process difficulty
State law sets the calendar
5.1
Tenant organizing strength
Inherited from St. Charles
3.8
Housing court bias
Inherited from St. Charles
4.3
How Thornley compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 14
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 5%Socioeconomic
- 22%Household composition
- 23%Racial/ethnic minority
- 46%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 5.6%Housing insecurity
- 3.6%Utility-shutoff threat
- 6.1%Food insecurity
- 5.1%SNAP enrollment
- 3.8%Transit barriers
- 4.3%No health insurance
- 12.1%Frequent mental distress
- 22.8%Any disability
Analysis
What drives eviction risk in Thornley
What moves this score most is eviction process difficulty at 5.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Charles eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Kane County average of 5.3 and in line with the Illinois statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 14th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
In CDC survey modeling, about 5.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.6% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 17089852005
Q1
What is the eviction-risk score for census tract 17089852005?
Census tract 17089852005 in the Thornley neighborhood scores 1.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 17089852005?
Median gross rent is $1,476/month (ACS 5-year 2023, table B25064). 69% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 17089852005?
5.3% of residents in tract 17089852005 live below the federal poverty line (ACS B17001, 2023). Population: 4,496.
Q4
How socially vulnerable is tract 17089852005?
CDC Social Vulnerability Index ranks this tract in the 14th percentile nationally. Sub-themes: socioeconomic 5th, household 22th, minority 23th, housing 46th.
Q5
Is tract 17089852005 considered part of Thornley?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17089852005 fall within Thornley (neighborhood centroid within 1.3 miles, OSM data).
Q6
What share of households in tract 17089852005 struggle to pay rent?
About 5.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 17089852005 compare to St. Charles overall?
Tract 17089852005 scores 1.8/10, lower than the parent city of St. Charles at 4.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Charles eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Charles
Top eight tracts in St. Charles ranked by composite eviction-risk score.
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