Downtown Gary Eviction Risk: Elevated

The score leans hardest on economic stress at 10/10. SNAP participation runs 44.9% against 15.2% nationally. Set annual rent against average income of $20,686 and the ratio lands at 44%, above the conventional 30% ceiling.

The poverty rate is 40%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Sitting well above the midpoint, tenant-organizing strength reads 9.3/10.

Severe burden reaches 25%. Those are renters paying half their income or more, and that is where non-payment filings originate. Housing insecurity runs 31.4% against 14.2% nationally. 73% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Running hot, housing-court posture reads 8.7/10. It sits 1.6 points above the Lake County average of 4.4. Average gross rent is $766, 24% below the Gary average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 78th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 8.3/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.