Neighborhood · Ranked #24,926 of 84,120 nationally

Forestdale Eviction Risk: Moderate , Hammond

Tract 18089020900 · Lake County, IN · pop 4,247 · neighborhood within 0.0 mi

The Forestdale neighborhood of Hammond anchors census tract 18089020900, which lands at 5.8/10 on landlord eviction risk. On the national scale it ranks #26,493 of 84,120 for landlord eviction difficulty.

About 62% of renters carry a rent burden of 30% of income or higher, a severe level, and 36% are severely burdened at 50% or more. Average gross rent is $1,170 monthly, set against $51,591 in average yearly household income, roughly 27% of income at the averages. About 54% of occupied units are renter-occupied, a renter-majority tract.

Risk score

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 33% Stable renters 21% Owners 46%

Tract context

Occupied units1,704

Renter share53.7%

SVI overall0.72

Poverty rate22.1%

Median income$51,591

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Hammond and the region

Centroid at 41.5909, -87.4735 · click any tract to drill in

Why Forestdale scores 5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Hammond

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

22.1% poverty · this tract

5.5

Supply constraint

$1,170 rent vs county FMR

4.8

Rent control risk

Inherited from Hammond

6.9

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Hammond

7.8

Housing court bias

Inherited from Hammond

7.3

How Forestdale compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 72

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

57%Socioeconomic
26%Household composition
79%Racial/ethnic minority
94%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

24%Grade A
0%Grade B
10%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

16.2%Housing insecurity
12.5%Utility-shutoff threat
21.9%Food insecurity
12.8%SNAP enrollment
10.9%Transit barriers
10.9%No health insurance
18.0%Frequent mental distress
30.0%Any disability

Analysis

What drives eviction risk in Forestdale

The score leans hardest on tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Hammond eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of A ("Best"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 16.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.5% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089020900

What is the eviction-risk score for census tract 18089020900?

Census tract 18089020900 in the Forestdale neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089020900?

Median gross rent is $1,170/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.

What is the poverty rate in tract 18089020900?

22.1% of residents in tract 18089020900 live below the federal poverty line (ACS B17001, 2023). Population: 4,247.

How socially vulnerable is tract 18089020900?

CDC Social Vulnerability Index ranks this tract in the 72th percentile nationally. Sub-themes: socioeconomic 57th, household 26th, minority 79th, housing 94th.

Is tract 18089020900 considered part of Forestdale?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089020900 fall within Forestdale (neighborhood centroid within 0.0 miles, OSM data).

What share of households in tract 18089020900 struggle to pay rent?

About 16.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089020900 compare to Hammond overall?

Tract 18089020900 scores 5/10, higher than the parent city of Hammond at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hammond eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089020900 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Hammond

Top eight tracts in Hammond ranked by composite eviction-risk score.