Neighborhood · Ranked #52,479 of 84,120 nationally

Woodmar Eviction Risk: Lower , Hammond

Tract 18089021300 · Lake County, IN · pop 3,729 · neighborhood within 0.4 mi

18089021300 is a census tract in the Woodmar area of Hammond, IN. It scores 3.8/10 for landlords. It is home to 3,729 residents. Severe burden reaches 30%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score

3.8

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 13% Stable renters 16% Owners 71%

Tract context

Occupied units1,408

Renter share29.0%

SVI overall0.62

Poverty rate8.8%

Median income$63,547

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Hammond and the region

Centroid at 41.5884, -87.4906 · click any tract to drill in

Why Woodmar scores 3.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Hammond

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

8.8% poverty · this tract

2.2

Supply constraint

$1,161 rent vs county FMR

4.7

Rent control risk

Inherited from Hammond

6.9

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Hammond

7.8

Housing court bias

Inherited from Hammond

7.3

How Woodmar compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 62

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

71%Socioeconomic
66%Household composition
81%Racial/ethnic minority
25%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

9%Grade A
0%Grade B
6%Grade C
7%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

18.2%Housing insecurity
14.0%Utility-shutoff threat
24.4%Food insecurity
15.0%SNAP enrollment
11.5%Transit barriers
13.2%No health insurance
18.3%Frequent mental distress
32.2%Any disability

Analysis

What drives eviction risk in Woodmar

The main counterweight is eviction-process difficulty at 1.7/10. Well under the midpoint, state political climate reads 2/10. On the high side, tenant-organizing strength reads 7.8/10.

Against the Lake County average of 4.4, this tract reads safer for landlords by 0.6 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 38% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 6.6/10. Of its three components the housing type and transport measure is the least pressured. Rent takes 30% or more of income for 44% of renters.

Average gross rent is $1,161, close to the Hammond average. Annual rent works out to 22% of average household income of $63,547.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 18089021300

What is the eviction-risk score for census tract 18089021300?

Census tract 18089021300 in the Woodmar neighborhood scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089021300?

Median gross rent is $1,161/month (ACS 5-year 2023, table B25064). 44% of renter households are cost-burdened.

What is the poverty rate in tract 18089021300?

8.8% of residents in tract 18089021300 live below the federal poverty line (ACS B17001, 2023). Population: 3,729.

How socially vulnerable is tract 18089021300?

CDC Social Vulnerability Index ranks this tract in the 62th percentile nationally. Sub-themes: socioeconomic 71th, household 66th, minority 81th, housing 25th.

Is tract 18089021300 considered part of Woodmar?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089021300 fall within Woodmar (neighborhood centroid within 0.4 miles, OSM data).

What share of households in tract 18089021300 struggle to pay rent?

About 18.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089021300 compare to Hammond overall?

Tract 18089021300 scores 3.8/10, right in line with the parent city of Hammond at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hammond eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089021300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 7% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Hammond

Top eight tracts in Hammond ranked by composite eviction-risk score.