South Hammond Eviction Risk: Moderate

The clearest offset is eviction-process difficulty at 1.7/10. On the softer side, state political climate reads 2/10.

Running hot, tenant-organizing strength reads 7.8/10. Food insecurity runs 28.9% against 17.8% nationally.

The severe-burden share is 11%, and it is the single best predictor in this model of a filing that actually reaches judgment. At $959 a month, rents run 15% under what the rest of Hammond commands. Inability to pay a utility bill runs 15.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #48,956 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 7.7/10, which tracks how hard a shock lands on the households already here. Of its three components the socioeconomic standing measure is the most pressured.

It tracks the Lake County average of 4.4 closely. Annual rent works out to 20% of average household income of $56,744.

34% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.