Forest-Ivanhoe Historic District Eviction Risk: Moderate , Hammond

The clearest offset is eviction-process difficulty at 1.7/10. Well under the midpoint, state political climate reads 2/10. At $1,383 a month, rents run 22% over what the rest of Hammond commands.

On the high side, tenant-organizing strength reads 7.8/10. 13% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The voucher gap is 15.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 44% of the 84,120 US census tracts in this model. Only 22% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

On the CDC Social Vulnerability Index the tract reads 3.2/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured. It tracks the Lake County average of 4.4 closely.

Annual rent works out to 23% of average household income of $72,772.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.