Neighborhood · Ranked #42,763 of 84,120 nationally

Columbia Center Eviction Risk: Lower , Hammond

Tract 18089021700 · Lake County, IN · pop 4,294 · neighborhood within 0.3 mi

With a score of 5.3/10, tract 18089021700 in the Columbia Center neighborhood of Hammond ranks in the Moderate tier for landlord eviction risk. The tract is home to 4,294 residents. That is riskier than roughly 50% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 45% of renter households, a severe level, and 16% are severely burdened at 50% or more. The typical renter pays about $1,277 a month while the average household earns $61,658 a year, roughly 25% of income at the averages. About 31% of occupied units are renter-occupied.

Risk score

3.9

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 14% Stable renters 17% Owners 69%

Tract context

Occupied units1,793

Renter share31.2%

SVI overall0.24

Poverty rate10.0%

Median income$61,658

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Hammond and the region

Centroid at 41.5777, -87.5024 · click any tract to drill in

Why Columbia Center scores 3.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Hammond

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

Indiana legislature & governorship

2.0

Economic stress

10.0% poverty · this tract

2.5

Supply constraint

$1,277 rent vs county FMR

5.7

Rent control risk

Inherited from Hammond

6.9

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Hammond

7.8

Housing court bias

Inherited from Hammond

7.3

How Columbia Center compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 24

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

36%Socioeconomic
53%Household composition
76%Racial/ethnic minority
4%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
14%Grade B
12%Grade C
8%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

17.3%Housing insecurity
12.3%Utility-shutoff threat
23.2%Food insecurity
13.0%SNAP enrollment
10.7%Transit barriers
14.4%No health insurance
18.0%Frequent mental distress
31.9%Any disability

Analysis

What drives eviction risk in Columbia Center

The heaviest input here is tenant organizing strength at 7.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Hammond eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 17.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.3% faced a utility shutoff threat, a common early warning before a filing.

Part of this tract, about 8% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was B ("Still Desirable"). That lending history still correlates with present-day rent burden.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089021700

What is the eviction-risk score for census tract 18089021700?

Census tract 18089021700 in the Columbia Center neighborhood scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18089021700?

Median gross rent is $1,277/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.

What is the poverty rate in tract 18089021700?

10.0% of residents in tract 18089021700 live below the federal poverty line (ACS B17001, 2023). Population: 4,294.

How socially vulnerable is tract 18089021700?

CDC Social Vulnerability Index ranks this tract in the 24th percentile nationally. Sub-themes: socioeconomic 36th, household 53th, minority 76th, housing 4th.

Is tract 18089021700 considered part of Columbia Center?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089021700 fall within Columbia Center (neighborhood centroid within 0.3 miles, OSM data).

What share of households in tract 18089021700 struggle to pay rent?

About 17.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.3% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18089021700 compare to Hammond overall?

Tract 18089021700 scores 3.9/10, higher than the parent city of Hammond at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hammond eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 18089021700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 8% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Hammond

Top eight tracts in Hammond ranked by composite eviction-risk score.