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Neighborhood · Ranked #48,956 of 84,120 nationally

Columbia Center Eviction Risk: Moderate , Hammond

Tract 18089021700 · Lake County, IN · pop 4,294 · neighborhood within 0.3 mi

Census tract 18089021700 covers part of the Columbia Center area of Hammond, IN, and scores 4/10 on landlord eviction risk. Pulling hardest the other way is eviction-process difficulty at 1.7/10.

Risk score
4
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 14% Stable renters 17% Owners 69%
Tract context
Occupied units1,793
Renter share31.2%
SVI overall0.24
Poverty rate10.0%
Median income$61,658

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Columbia Center
Moderate
Within parent city
17 th percentile
Rank, 17th percentileLowHigh
#16 of 19 tracts In Hammond
Very Low
Within county
45 th percentile
Rank, 45th percentileLowHigh
#73 of 131 tracts In Lake County
Moderate
Within state
62 th percentile
Rank, 62nd percentileLowHigh
#641 of 1,693 tracts In Indiana
Elevated
Geographic context

Risk heat across Hammond and the region

Centroid at 41.5777, -87.5024 · click any tract to drill in

Why Columbia Center scores 4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Hammond
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
10.0% poverty · this tract
2.5
Supply constraint
$1,277 rent vs county FMR
5.7
Rent control risk
Inherited from Hammond
6.9
Eviction process difficulty
State law sets the calendar
1.7
Tenant organizing strength
Inherited from Hammond
7.8
Housing court bias
Inherited from Hammond
7.3

How Columbia Center compares

Risk score vs. parent city, county, state.
Columbia Center risk score vs. parent city / county / state4.0This tracttract 0217004.0Hammondparent city4.4Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 24

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Columbia Center

Well under the midpoint, state political climate reads 2/10. Severe burden reaches 16%. Those are renters paying half their income or more, and that is where non-payment filings originate. Running hot, tenant-organizing strength reads 7.8/10.

At $1,277 a month, rents run 13% over what the rest of Hammond commands. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Lake Co. Gary. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 42nd percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 3.2/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the least pressured.

Rent takes 30% or more of income for 45% of renters. It tracks the Lake County average of 4.4 closely. Annual rent works out to 25% of average household income of $61,658.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18089021700

Q1

What is the eviction-risk score for census tract 18089021700?

Census tract 18089021700 in the Columbia Center neighborhood scores 4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18089021700?

Median gross rent is $1,277/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18089021700?

10.0% of residents in tract 18089021700 live below the federal poverty line (ACS B17001, 2023). Population: 4,294.
Q4

How socially vulnerable is tract 18089021700?

CDC Social Vulnerability Index ranks this tract in the 24th percentile nationally. Sub-themes: socioeconomic 36th, household 53th, minority 76th, housing 4th.
Q5

Is tract 18089021700 considered part of Columbia Center?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089021700 fall within Columbia Center (neighborhood centroid within 0.3 miles, OSM data).
Q6

What share of households in tract 18089021700 struggle to pay rent?

About 17.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 18089021700 compare to Hammond overall?

Tract 18089021700 scores 4/10, right in line with the parent city of Hammond at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hammond eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 18089021700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 8% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Hammond

Top eight tracts in Hammond ranked by composite eviction-risk score.

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