Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #32,842 of 84,120 nationally
Liverpool Eviction Risk: Moderate , Hobart
Tract 18089041600 · Lake County, IN · pop 4,970 · neighborhood within 0.5 mi
18089041600 is a census tract in the Liverpool area of New Chicago, IN. It scores 5/10 for landlords. Population here is 4,970. Severe burden reaches 24%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
5
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 26%
Owners 61%
Tract context
Occupied units1,829
Renter share39.1%
SVI overall0.90
Poverty rate27.3%
Median income$50,968
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
60
th percentile
Elevated
Within state
84
th percentile
High
Geographic context
Risk heat across Hobart and the region
Centroid at 41.5569, -87.2861 · click any tract to drill in
Why Liverpool scores 5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Hobart
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
27.3% poverty · this tract
6.8
Supply constraint
$1,076 rent vs county FMR
4.0
Rent control risk
Inherited from Hobart
3.5
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Hobart
6.9
Housing court bias
Inherited from Hobart
5.3
How Liverpool compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 90
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 91%Socioeconomic
- 82%Household composition
- 62%Racial/ethnic minority
- 80%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 8%Grade C
- 23%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Liverpool. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 18.1%Housing insecurity
- 14.0%Utility-shutoff threat
- 27.3%Food insecurity
- 17.8%SNAP enrollment
- 12.8%Transit barriers
- 15.5%No health insurance
- 21.0%Frequent mental distress
- 37.1%Any disability
Analysis
What drives eviction risk in Liverpool
The main counterweight is state political climate at 2/10. Cost burden runs 33% here against 43.0% across Lake County.
The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Well under the midpoint, eviction-process difficulty reads 2.2/10.
Food insecurity runs 27.3% against 17.8% nationally. Running hot, tenant-organizing strength reads 6.9/10.
In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 61% of the 84,120 US census tracts in this model.
CDC social-vulnerability scoring puts the tract at 9.1/10. Statewide the IN average is 3.9, so this tract runs 1.1 points hotter. Of its three components the socioeconomic standing measure is the most pressured.
It tracks the Lake County average of 4.4 closely. Average gross rent is $1,076, close to the New Chicago average. Annual rent works out to 25% of average household income of $50,968.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 18089041600
Q1
What is the eviction-risk score for census tract 18089041600?
Census tract 18089041600 in the Liverpool neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18089041600?
Median gross rent is $1,076/month (ACS 5-year 2023, table B25064). 33% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18089041600?
27.3% of residents in tract 18089041600 live below the federal poverty line (ACS B17001, 2023). Population: 4,970.
Q4
How socially vulnerable is tract 18089041600?
CDC Social Vulnerability Index ranks this tract in the 90th percentile nationally. Sub-themes: socioeconomic 91th, household 82th, minority 62th, housing 80th.
Q5
Is tract 18089041600 considered part of Liverpool?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089041600 fall within Liverpool (neighborhood centroid within 0.5 miles, OSM data).
Q6
What share of households in tract 18089041600 struggle to pay rent?
About 18.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 18089041600 compare to Hobart overall?
Tract 18089041600 scores 5/10, higher than the parent city of Hobart at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hobart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 18089041600 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 23% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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