Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #34,332 of 84,120 nationally
Liverpool Eviction Risk: Moderate , Hobart
Tract 18089042100 · Lake County, IN · pop 6,370 · neighborhood within 1.0 mi
Landlord eviction risk in census tract 18089042100 (the Liverpool neighborhood of Hobart, Indiana) comes in at 5.8/10, the Moderate tier. On the national scale it ranks #26,494 of 84,120 for landlord eviction difficulty.
55% of renter households here spend at least 30% of income on rent, a severe level, and 24% are severely burdened at 50% or more. Average gross rent is $1,180 monthly, set against $62,273 in average yearly household income, roughly 23% of income at the averages. Renters make up 49% of occupied homes.
Risk score
4.4
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 27%
Stable renters 22%
Owners 51%
Tract context
Occupied units2,372
Renter share49.0%
SVI overall0.90
Poverty rate21.6%
Median income$62,273
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
58
th percentile
Elevated
Within state
74
th percentile
Elevated
Geographic context
Risk heat across Hobart and the region
Centroid at 41.5465, -87.2773 · click any tract to drill in
Why Liverpool scores 4.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Hobart
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
21.6% poverty · this tract
5.4
Supply constraint
$1,180 rent vs county FMR
4.9
Rent control risk
Inherited from Hobart
8.0
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from Hobart
6.5
Housing court bias
Inherited from Hobart
7.2
How Liverpool compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 90
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 86%Socioeconomic
- 47%Household composition
- 62%Racial/ethnic minority
- 99%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 25%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Liverpool. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 16.7%Housing insecurity
- 13.5%Utility-shutoff threat
- 24.1%Food insecurity
- 15.7%SNAP enrollment
- 11.6%Transit barriers
- 12.1%No health insurance
- 20.2%Frequent mental distress
- 33.5%Any disability
Analysis
What drives eviction risk in Liverpool
The score leans hardest on rent-control risk at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Hobart eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
The tract is White and Black and ranks around the 90th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
In CDC survey modeling, about 16.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.5% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18089042100
Q1
What is the eviction-risk score for census tract 18089042100?
Census tract 18089042100 in the Liverpool neighborhood scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18089042100?
Median gross rent is $1,180/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18089042100?
21.6% of residents in tract 18089042100 live below the federal poverty line (ACS B17001, 2023). Population: 6,370.
Q4
How socially vulnerable is tract 18089042100?
CDC Social Vulnerability Index ranks this tract in the 90th percentile nationally. Sub-themes: socioeconomic 86th, household 47th, minority 62th, housing 99th.
Q5
Is tract 18089042100 considered part of Liverpool?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089042100 fall within Liverpool (neighborhood centroid within 1.0 miles, OSM data).
Q6
What share of households in tract 18089042100 struggle to pay rent?
About 16.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 18089042100 compare to Hobart overall?
Tract 18089042100 scores 4.4/10, higher than the parent city of Hobart at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Hobart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 18089042100 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Hobart
Top eight tracts in Hobart ranked by composite eviction-risk score.
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