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Neighborhood · Ranked #49,882 of 84,120 nationally

Lottaville Eviction Risk: Lower , Merrillville

Tract 18089042401 · Lake County, IN · pop 6,209 · neighborhood within 0.8 mi

Tract 18089042401 covers the Lottaville area of Merrillville in Indiana. Home to 6,209 residents, it scores 5.2/10 on landlord eviction risk. That is riskier than roughly 46% of the 84,120 US census tracts we score.

About 47% of renters carry a rent burden of 30% of income or higher, a severe level, and 27% are severely burdened at 50% or more. The typical renter pays about $1,101 a month while the average household earns $58,420 a year, roughly 23% of income at the averages. About 33% of occupied units are renter-occupied.

Risk score
3.5
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 16% Stable renters 18% Owners 66%
Tract context
Occupied units2,652
Renter share33.2%
SVI overall0.78
Poverty rate8.3%
Median income$58,420

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Lottaville
Very High
Within parent city
44 th percentile
Rank, 44th percentileLowHigh
#6 of 10 tracts In Merrillville
Moderate
Within county
41 th percentile
Rank, 41st percentileLowHigh
#78 of 131 tracts In Lake County
Moderate
Within state
52 th percentile
Rank, 52nd percentileLowHigh
#818 of 1,693 tracts In Indiana
Moderate
Geographic context

Risk heat across Merrillville and the region

Centroid at 41.5142, -87.3694 · click any tract to drill in

Why Lottaville scores 3.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Merrillville
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
8.3% poverty · this tract
2.1
Supply constraint
$1,101 rent vs county FMR
4.2
Rent control risk
Inherited from Merrillville
7.6
Eviction process difficulty
State law sets the calendar
1.9
Tenant organizing strength
Inherited from Merrillville
6.8
Housing court bias
Inherited from Merrillville
7.0

How Lottaville compares

Risk score vs. parent city, county, state.
Lottaville risk score vs. parent city / county / stateThis tract: 3.53.5This tracttract 042401Merrillville: 2.72.7Merrillvilleparent cityCounty: 3.93.9Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 78

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Comparable tracts

Census tracts with similar eviction risk

Within Lottaville. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Lottaville

The heaviest input here is rent-control risk at 7.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Merrillville eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

The tract is Black and White and ranks around the 78th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 20.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 16.3% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089042401

Q1

What is the eviction-risk score for census tract 18089042401?

Census tract 18089042401 in the Lottaville neighborhood scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18089042401?

Median gross rent is $1,101/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18089042401?

8.3% of residents in tract 18089042401 live below the federal poverty line (ACS B17001, 2023). Population: 6,209.
Q4

How socially vulnerable is tract 18089042401?

CDC Social Vulnerability Index ranks this tract in the 78th percentile nationally. Sub-themes: socioeconomic 49th, household 76th, minority 82th, housing 92th.
Q5

Is tract 18089042401 considered part of Lottaville?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089042401 fall within Lottaville (neighborhood centroid within 0.8 miles, OSM data).
Q6

What share of households in tract 18089042401 struggle to pay rent?

About 20.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 18089042401 compare to Merrillville overall?

Tract 18089042401 scores 3.5/10, higher than the parent city of Merrillville at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Merrillville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Merrillville

Top eight tracts in Merrillville ranked by composite eviction-risk score.

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