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Neighborhood · Ranked #49,882 of 84,120 nationally

Lottaville Eviction Risk: Lower , Merrillville

Tract 18089042405 · Lake County, IN · pop 4,234 · neighborhood within 0.9 mi

How risky is the Lottaville neighborhood of Merrillville for landlords? Census tract 18089042405 scores 5.6/10, the Moderate tier. That is riskier than roughly 61% of the 84,120 US census tracts we score.

About 56% of renters carry a rent burden of 30% of income or higher, a severe level, and 44% are severely burdened at 50% or more. Average household income is about $82,679 a year. About 7% of occupied units are renter-occupied.

Risk score
3.5
Lower
Confidence 70% · 1–10 scale
Household mix · 100 hh
Burdened renters 4% Stable renters 3% Owners 93%
Tract context
Occupied units1,741
Renter share6.7%
SVI overall0.27
Poverty rate14.7%
Median income$82,679

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Lottaville
Very Low
Within parent city
33 th percentile
Rank, 33rd percentileLowHigh
#7 of 10 tracts In Merrillville
Low
Within county
42 th percentile
Rank, 42nd percentileLowHigh
#76 of 131 tracts In Lake County
Moderate
Within state
52 th percentile
Rank, 52nd percentileLowHigh
#818 of 1,693 tracts In Indiana
Moderate
Geographic context

Risk heat across Merrillville and the region

Centroid at 41.4917, -87.3725 · click any tract to drill in

Why Lottaville scores 3.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Merrillville
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Indiana legislature & governorship
2.0
Economic stress
14.7% poverty · this tract
3.7
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from Merrillville
7.6
Eviction process difficulty
State law sets the calendar
1.9
Tenant organizing strength
Inherited from Merrillville
6.8
Housing court bias
Inherited from Merrillville
7.0

How Lottaville compares

Risk score vs. parent city, county, state.
Lottaville risk score vs. parent city / county / stateThis tract: 3.53.5This tracttract 042405Merrillville: 2.72.7Merrillvilleparent cityCounty: 3.93.9Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 27

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Comparable tracts

Census tracts with similar eviction risk

Within Lottaville. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Lottaville

The heaviest input here is rent-control risk at 7.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Merrillville eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lake County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

The tract is Black and White and ranks around the 27th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 15.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.5% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18089042405

Q1

What is the eviction-risk score for census tract 18089042405?

Census tract 18089042405 in the Lottaville neighborhood scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the poverty rate in tract 18089042405?

14.7% of residents in tract 18089042405 live below the federal poverty line (ACS B17001, 2023). Population: 4,234.
Q3

How socially vulnerable is tract 18089042405?

CDC Social Vulnerability Index ranks this tract in the 27th percentile nationally. Sub-themes: socioeconomic 36th, household 60th, minority 80th, housing 4th.
Q4

Is tract 18089042405 considered part of Lottaville?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18089042405 fall within Lottaville (neighborhood centroid within 0.9 miles, OSM data).
Q5

What share of households in tract 18089042405 struggle to pay rent?

About 15.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6

How does tract 18089042405 compare to Merrillville overall?

Tract 18089042405 scores 3.5/10, higher than the parent city of Merrillville at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Merrillville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Merrillville

Top eight tracts in Merrillville ranked by composite eviction-risk score.

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