Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #46,312 of 84,120 nationally
Spring Mill Woods Eviction Risk: Lower , Indianapolis
Tract 18097320106 · Marion County, IN · pop 3,612 · neighborhood within 0.7 mi
The Spring Mill Woods neighborhood of Indianapolis city (balance) anchors census tract 18097320106, which lands at 5.1/10 on landlord eviction risk. It lands near the 43rd percentile nationally for landlord eviction risk.
36% of renter households here spend at least 30% of income on rent, a high level, and 32% are severely burdened at 50% or more. The typical renter pays about $1,162 a month while the average household earns $71,721 a year, roughly 19% of income at the averages. Renters make up 60% of occupied homes, a renter-majority tract.
Risk score
3.7
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 22%
Stable renters 38%
Owners 40%
Tract context
Occupied units1,374
Renter share59.9%
SVI overall0.70
Poverty rate11.3%
Median income$71,721
Percentile rank
Higher percentile = riskier than more peers.Within parent city
35
th percentile
Low
Within county
40
th percentile
Low
Within state
58
th percentile
Elevated
Geographic context
Risk heat across Indianapolis and the region
Centroid at 39.9233, -86.1737 · click any tract to drill in
Why Spring Mill Woods scores 3.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Indianapolis
6.8
Regional political climate
2024 county presidential margin
6.5
State political climate
Indiana legislature & governorship
2.0
Economic stress
11.3% poverty · this tract
2.8
Supply constraint
$1,162 rent vs county FMR
4.1
Rent control risk
Inherited from Indianapolis
6.6
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Indianapolis
8.7
Housing court bias
Inherited from Indianapolis
6.8
How Spring Mill Woods compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 70
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 70%Socioeconomic
- 70%Household composition
- 72%Racial/ethnic minority
- 49%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 844Total filings 2020-21
- 11.0Avg monthly (observed)
- 11.8Pre-pandemic baseline
- 0.93×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Indianapolis, IN as part of its 34-metro Eviction Tracking System.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.7%Housing insecurity
- 11.0%Utility-shutoff threat
- 16.8%Food insecurity
- 11.5%SNAP enrollment
- 9.3%Transit barriers
- 8.6%No health insurance
- 16.8%Frequent mental distress
- 33.5%Any disability
Analysis
What drives eviction risk in Spring Mill Woods
The score leans hardest on tenant organizing strength at 8.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Indianapolis eviction risk city (balance), while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Marion County average of 5.4 and above the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.93x the pre-COVID monthly baseline, a little under the pre-pandemic norm.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of A ("Best"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18097320106
Q1
What is the eviction-risk score for census tract 18097320106?
Census tract 18097320106 in the Spring Mill Woods neighborhood scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18097320106?
Median gross rent is $1,162/month (ACS 5-year 2023, table B25064). 36% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18097320106?
11.3% of residents in tract 18097320106 live below the federal poverty line (ACS B17001, 2023). Population: 3,612.
Q4
How socially vulnerable is tract 18097320106?
CDC Social Vulnerability Index ranks this tract in the 70th percentile nationally. Sub-themes: socioeconomic 70th, household 70th, minority 72th, housing 49th.
Q5
Is tract 18097320106 considered part of Spring Mill Woods?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18097320106 fall within Spring Mill Woods (neighborhood centroid within 0.7 miles, OSM data).
Q6
Did eviction filings in tract 18097320106 drop during COVID?
Pandemic-era filings ran 0.93× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Indianapolis eviction risk, IN), 2020-2021.
Q7
What share of households in tract 18097320106 struggle to pay rent?
About 12.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 18097320106 compare to Indianapolis overall?
Tract 18097320106 scores 3.7/10, higher than the parent city of Indianapolis at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Indianapolis eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 18097320106 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Indianapolis
Top eight tracts in Indianapolis ranked by composite eviction-risk score.
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6
/ 10 · Elevated
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5.9
/ 10 · Elevated
Tract · IN
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5.9
/ 10 · Elevated
Tract · IN
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5.8
/ 10 · Elevated
Tract · IN
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5.8
/ 10 · Elevated
Tract · IN
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5.8
/ 10 · Elevated
Tract · IN
18097360302
5.8
/ 10 · Elevated
Tract · IN
18097370203
5.8
/ 10 · Elevated
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