Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #29,578 of 84,120 nationally
Edgewater Eviction Risk: Moderate , South Bend
Tract 18141000900 · St. Joseph County, IN · pop 1,190 · neighborhood within 0.6 mi
Census tract 18141000900 belongs to the Edgewater neighborhood of South Bend, Indiana. It is home to 1,190 residents and scores 5.6/10, a moderate reading for landlords. That is riskier than roughly 61% of the 84,120 US census tracts we score.
48% of renter households here spend at least 30% of income on rent, a severe level, and 21% are severely burdened at 50% or more. Average rent runs $1,399 a month against an average household income of $53,646 a year, roughly 31% of income at the averages. Renters make up 68% of occupied homes, a renter-majority tract.
Risk score
4.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 33%
Stable renters 35%
Owners 32%
Tract context
Occupied units711
Renter share68.4%
SVI overall0.59
Poverty rate23.7%
Median income$53,646
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
65
th percentile
Elevated
Within state
80
th percentile
High
Geographic context
Risk heat across South Bend and the region
Centroid at 41.6785, -86.2418 · click any tract to drill in
Why Edgewater scores 4.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
23.7% poverty · this tract
5.9
Supply constraint
$1,399 rent vs county FMR
7.8
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5
How Edgewater compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 59
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 63%Socioeconomic
- 32%Household composition
- 44%Racial/ethnic minority
- 66%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 2%Grade A
- 0%Grade B
- 52%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 21Total filings over 1 yrs
- 5.22%Avg annual filing rate
- 5.2%Peak (2015)
- 21Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 129Total filings 2020-21
- 1.7Avg monthly (observed)
- 3.1Pre-pandemic baseline
- 0.53×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Edgewater. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.9%Housing insecurity
- 9.8%Utility-shutoff threat
- 15.2%Food insecurity
- 9.7%SNAP enrollment
- 8.8%Transit barriers
- 7.7%No health insurance
- 18.9%Frequent mental distress
- 29.5%Any disability
Analysis
What drives eviction risk in Edgewater
What moves this score most is supply constraint at 7.8/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from South Bend eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.53x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.
The tract is predominantly White and ranks around the 59th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141000900
Q1
What is the eviction-risk score for census tract 18141000900?
Census tract 18141000900 in the Edgewater neighborhood scores 4.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141000900?
Median gross rent is $1,399/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141000900?
23.7% of residents in tract 18141000900 live below the federal poverty line (ACS B17001, 2023). Population: 1,190.
Q4
How socially vulnerable is tract 18141000900?
CDC Social Vulnerability Index ranks this tract in the 59th percentile nationally. Sub-themes: socioeconomic 63th, household 32th, minority 44th, housing 66th.
Q5
Is tract 18141000900 considered part of Edgewater?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141000900 fall within Edgewater (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141000900?
Princeton Eviction Lab recorded 21 eviction filings across 1 validated years in tract 18141000900 (2000-2018). The average annual filing rate is 5.22% of renter households, peaking at 5.2% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141000900 drop during COVID?
Pandemic-era filings ran 0.53× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141000900 struggle to pay rent?
About 11.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141000900 compare to South Bend overall?
Tract 18141000900 scores 4.7/10, higher than the parent city of South Bend at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141000900 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in South Bend
Top eight tracts in South Bend ranked by composite eviction-risk score.
Tract · IN
Kennedy Park
5.7
/ 10 · Elevated
Tract · IN
Near West Side
5.6
/ 10 · Elevated
Tract · IN
Westside
5.6
/ 10 · Elevated
Tract · IN
LaSalle Park
5.6
/ 10 · Elevated
Tract · IN
Monroe Park
5.6
/ 10 · Elevated
Tract · IN
Westside
5.5
/ 10 · Elevated
Tract · IN
LaSalle Park
5.5
/ 10 · Elevated
Tract · IN
Southeast
5.5
/ 10 · Elevated
Related