Neighborhood · Ranked #71,178 of 84,120 nationally
Edgewater Eviction Risk: Lower , South Bend
Tract 18141001600 ·
St. Joseph County, IN · pop 2,593 · neighborhood within 0.6 mi
Landlord eviction risk in census tract 18141001600 (the Edgewater neighborhood of South Bend, Indiana) comes in at $1/10, the Moderate tier. On the national scale it ranks #73,824 of 84,120 for landlord eviction difficulty.
20% of renter households here spend at least 30% of income on rent, a modest level, and 20% are severely burdened at 50% or more. Average rent runs $1,196 a month against an average household income of $120,097 a year, roughly 12% of income at the averages. Renters make up 9% of occupied homes.
Risk score
2.2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 2%Stable renters 7%Owners 91%
Tract context
Occupied units1,019
Renter share8.9%
SVI overall0.17
Poverty rate2.9%
Median income$120,097
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
0th percentile
#2 of 2 tracts In Edgewater
Very Low
Within parent city
0th percentile
#47 of 47 tracts In South Bend
Very Low
Within county
10th percentile
#74 of 82 tracts In St. Joseph County
Very Low
Within state
15th percentile
#1,434 of 1,693 tracts In Indiana
Very Low
Geographic context
Risk heat across South Bend and the region
Centroid at 41.6718, -86.2288 · click any tract to drill in
Why Edgewater scores 2.2
9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
2.9% poverty · this tract
1.0
Supply constraint
$1,196 rent vs county FMR
5.9
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5
How Edgewater compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 17
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
20%Socioeconomic
7%Household composition
46%Racial/ethnic minority
39%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
95%Grade A
3%Grade B
2%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
20Total filings over 1 yrs
18.35%Avg annual filing rate
18.4%Peak (2015)
20Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
40Total filings 2020-21
0.5Avg monthly (observed)
1.2Pre-pandemic baseline
0.45×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
7.0%Housing insecurity
5.1%Utility-shutoff threat
8.1%Food insecurity
4.1%SNAP enrollment
4.8%Transit barriers
5.6%No health insurance
14.9%Frequent mental distress
26.4%Any disability
Analysis
What drives eviction risk in Edgewater
The score leans hardest on supply constraint at 5.9/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from South Bend eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the St. Joseph County average of 5.2 and below the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 7.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.1% faced a utility shutoff threat, a common early warning before a filing.
During 2020 and 2021, eviction filings here ran at about 0.45x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141001600
Q1
What is the eviction-risk score for census tract 18141001600?
Census tract 18141001600 in the Edgewater neighborhood scores 2.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141001600?
Median gross rent is $1,196/month (ACS 5-year 2023, table B25064). 20% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141001600?
2.9% of residents in tract 18141001600 live below the federal poverty line (ACS B17001, 2023). Population: 2,593.
Q4
How socially vulnerable is tract 18141001600?
CDC Social Vulnerability Index ranks this tract in the 17th percentile nationally. Sub-themes: socioeconomic 20th, household 7th, minority 46th, housing 39th.
Q5
Is tract 18141001600 considered part of Edgewater?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141001600 fall within Edgewater (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141001600?
Princeton Eviction Lab recorded 20 eviction filings across 1 validated years in tract 18141001600 (2000-2018). The average annual filing rate is 18.35% of renter households, peaking at 18.4% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141001600 drop during COVID?
Pandemic-era filings ran 0.45× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141001600 struggle to pay rent?
About 7.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141001600 compare to South Bend overall?
Tract 18141001600 scores 2.2/10, lower than the parent city of South Bend at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141001600 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in South Bend
Top eight tracts in South Bend ranked by composite eviction-risk score.