Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #18,240 of 84,120 nationally
Rum Village Eviction Risk: Moderate , South Bend
Tract 18141003400 · St. Joseph County, IN · pop 3,770 · neighborhood within 1.0 mi
The Moderate-tier score of 5.6/10 for census tract 18141003400 reflects conditions in Rum Village in South Bend, Indiana. That is riskier than roughly 61% of the 84,120 US census tracts we score.
67% of renter households here spend at least 30% of income on rent, a severe level, and 48% are severely burdened at 50% or more. Average gross rent is $1,029 monthly, set against $42,938 in average yearly household income, roughly 29% of income at the averages. Renters make up 52% of occupied homes, a renter-majority tract.
Risk score
5.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 35%
Stable renters 17%
Owners 48%
Tract context
Occupied units1,460
Renter share52.3%
SVI overall0.91
Poverty rate29.6%
Median income$42,938
Percentile rank
Higher percentile = riskier than more peers.Within parent city
83
th percentile
High
Within county
90
th percentile
Very High
Within state
92
th percentile
Very High
Geographic context
Risk heat across South Bend and the region
Centroid at 41.6413, -86.2685 · click any tract to drill in
Why Rum Village scores 5.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
29.6% poverty · this tract
7.4
Supply constraint
$1,029 rent vs county FMR
4.4
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5
How Rum Village compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 91
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 88%Socioeconomic
- 91%Household composition
- 71%Racial/ethnic minority
- 81%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 16%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 87Total filings over 1 yrs
- 11.28%Avg annual filing rate
- 11.3%Peak (2015)
- 87Filings in 2015 (latest validated)
Pandemic-era tracking (2020–2021)
- 326Total filings 2020-21
- 4.2Avg monthly (observed)
- 7.1Pre-pandemic baseline
- 0.60×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Rum Village. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 27.8%Housing insecurity
- 23.2%Utility-shutoff threat
- 38.8%Food insecurity
- 31.3%SNAP enrollment
- 19.2%Transit barriers
- 18.3%No health insurance
- 23.5%Frequent mental distress
- 44.9%Any disability
Analysis
What drives eviction risk in Rum Village
The score leans hardest on economic stress at 7.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from South Bend eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
Princeton's Eviction Lab logged 87 eviction filings here over 1 tracked years, with about 11.3% of renter households facing a filing in a typical year. Filings peaked at 11.3% of renter households in 2015.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 18141003400
Q1
What is the eviction-risk score for census tract 18141003400?
Census tract 18141003400 in the Rum Village neighborhood scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18141003400?
Median gross rent is $1,029/month (ACS 5-year 2023, table B25064). 67% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18141003400?
29.6% of residents in tract 18141003400 live below the federal poverty line (ACS B17001, 2023). Population: 3,770.
Q4
How socially vulnerable is tract 18141003400?
CDC Social Vulnerability Index ranks this tract in the 91th percentile nationally. Sub-themes: socioeconomic 88th, household 91th, minority 71th, housing 81th.
Q5
Is tract 18141003400 considered part of Rum Village?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141003400 fall within Rum Village (neighborhood centroid within 1.0 miles, OSM data).
Q6
How many evictions are filed each year in tract 18141003400?
Princeton Eviction Lab recorded 87 eviction filings across 1 validated years in tract 18141003400 (2000-2018). The average annual filing rate is 11.28% of renter households, peaking at 11.3% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 18141003400 drop during COVID?
Pandemic-era filings ran 0.60× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8
What share of households in tract 18141003400 struggle to pay rent?
About 27.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 18141003400 compare to South Bend overall?
Tract 18141003400 scores 5.5/10, higher than the parent city of South Bend at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 18141003400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in South Bend
Top eight tracts in South Bend ranked by composite eviction-risk score.
Tract · IN
Kennedy Park
5.7
/ 10 · Elevated
Tract · IN
Westside
5.6
/ 10 · Elevated
Tract · IN
LaSalle Park
5.6
/ 10 · Elevated
Tract · IN
Monroe Park
5.6
/ 10 · Elevated
Tract · IN
Near West Side
5.6
/ 10 · Elevated
Tract · IN
Southeast
5.5
/ 10 · Elevated
Tract · IN
Westside
5.5
/ 10 · Elevated
Tract · IN
LaSalle Park
5.5
/ 10 · Elevated
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