Rum Village Eviction Risk: Moderate

60% of renters here are cost-burdened at the 30% threshold, dramatically above the South Bend rate of 30.2%. Pulling the other way is rent-regulation exposure, at 1/10. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

On the high side is economic stress at 7.9/10. Court records carry 109 eviction filings across its 2 observed tracts.

Well under the midpoint is eviction-process difficulty, at 2.5/10. 20.4% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

Disability prevalence reaches 43.7% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. Filing activity peaked in 2015 at 20.4% of renter households. Among the 12 mapped neighborhoods of South Bend, it ranks #1 by risk, the upper third.

Judgments average 9.5% of renter households a year, the share of filings that actually convert to an order. The closest comparables inside the same city are Near West Side and Westside. Social vulnerability runs high at 9.2/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Its 2 tracts score within 0 points of one another, so the area figure travels well to individual addresses.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.