Downtown Eviction Risk: Moderate , Evansville

Sitting well above the midpoint, court filing pressure reads 8.6/10. The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

The severe-burden share is 20%, and it is the single best predictor in this model of a filing that actually reaches judgment. 67% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Food insecurity runs 31.1% against 17.8% nationally. On the softer side, state political climate reads 2/10. The filing record is not thin: 866 evictions over 10 years of observation.

Against the Vanderburgh County average of 3.7, this tract reads riskier for landlords by 0.9 points. Inability to pay a utility bill runs 16.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Filings peaked in 2011 at 24.2% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.