Richardson Court Eviction Risk: Elevated , Ames

Against Story County at 40.1%, roughly two in three of renters here are cost-burdened. Set annual rent against average income of $27,188 and the ratio lands at 57%, above the conventional 30% ceiling.

The dominant input is economic stress at 10/10. SNAP participation runs 39.8% against 15.2% nationally. The poverty rate is 79%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

100% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Sitting well above the midpoint, tenant-organizing strength reads 9.5/10. It sits 2.0 points above the Story County average of 4.4.

At $1,293 a month, rents run 26% over what the rest of Ames commands. The voucher gap is 22.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Well under the midpoint, court filing pressure reads 1.9/10. Housing insecurity runs 21.3% against 14.2% nationally. Nationally it ranks #16,032 of 84,120 for landlord eviction difficulty.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.