Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #73,892 of 84,120 nationally
California Eviction Risk: Lower , Fort Thomas
Tract 21037052302 · Campbell County, KY · pop 4,979 · neighborhood within 1.5 mi
Census tract 21037052302 covers the California neighborhood of Fort Thomas, home to 4,979 residents. For landlords it grades 4.8/10, a moderate reading. It lands near the 32nd percentile nationally for landlord eviction risk.
39% of renter households here spend at least 30% of income on rent, a high level, and 32% are severely burdened at 50% or more. The typical renter pays about $1,097 a month while the average household earns $103,500 a year, roughly 13% of income at the averages. About 30% of occupied units are renter-occupied.
Risk score
2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12%
Stable renters 18%
Owners 70%
Tract context
Occupied units1,998
Renter share30.2%
SVI overall0.20
Poverty rate6.2%
Median income$103,500
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
17
th percentile
Very Low
Within state
6
th percentile
Very Low
Geographic context
Risk heat across Fort Thomas and the region
Centroid at 39.0749, -84.4515 · click any tract to drill in
Why California scores 2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Fort Thomas
4.7
Regional political climate
2024 county presidential margin
4.1
State political climate
Kentucky legislature & governorship
2.1
Economic stress
6.2% poverty · this tract
1.5
Supply constraint
$1,097 rent vs county FMR
3.5
Rent control risk
Inherited from Fort Thomas
4.3
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Fort Thomas
6.5
Housing court bias
Inherited from Fort Thomas
3.7
How California compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 20
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 26%Socioeconomic
- 52%Household composition
- 18%Racial/ethnic minority
- 15%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 34%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within California. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in California
The score leans hardest on tenant organizing strength at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Fort Thomas eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Campbell County average of 5.2 and in line with the Kentucky statewide average of 4.7. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 20th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of A ("Best"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 21037052302
Q1
What is the eviction-risk score for census tract 21037052302?
Census tract 21037052302 in the California neighborhood scores 2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 21037052302?
Median gross rent is $1,097/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 21037052302?
6.2% of residents in tract 21037052302 live below the federal poverty line (ACS B17001, 2023). Population: 4,979.
Q4
How socially vulnerable is tract 21037052302?
CDC Social Vulnerability Index ranks this tract in the 20th percentile nationally. Sub-themes: socioeconomic 26th, household 52th, minority 18th, housing 15th.
Q5
Is tract 21037052302 considered part of California?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21037052302 fall within California (neighborhood centroid within 1.5 miles, OSM data).
Q6
How does tract 21037052302 compare to Fort Thomas overall?
Tract 21037052302 scores 2/10, lower than the parent city of Fort Thomas at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fort Thomas eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 21037052302 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Fort Thomas
Top eight tracts in Fort Thomas ranked by composite eviction-risk score.
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