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Neighborhood · Ranked #71,178 of 84,120 nationally

California Eviction Risk: Lower , Fort Thomas

Tract 21037052800 · Campbell County, KY · pop 3,545 · neighborhood within 1.1 mi

The California neighborhood of Fort Thomas is where census tract 21037052800 sits, home to 3,545 residents. Its landlord eviction-risk score is 4.1/10. That is riskier than roughly 14% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 20% of renter households, a modest level, and 7% are severely burdened at 50% or more. Average gross rent is $978 monthly, set against $90,444 in average yearly household income, roughly 13% of income at the averages. Renters make up 25% of occupied homes.

Risk score
2.2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 5% Stable renters 20% Owners 75%
Tract context
Occupied units1,415
Renter share25.2%
SVI overall0.37
Poverty rate5.5%
Median income$90,444

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In California
Very High
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Fort Thomas
Very High
Within county
29 th percentile
Rank, 29th percentileLowHigh
#18 of 25 tracts In Campbell County
Low
Within state
8 th percentile
Rank, 8th percentileLowHigh
#1,199 of 1,306 tracts In Kentucky
Very Low
Geographic context

Risk heat across Fort Thomas and the region

Centroid at 39.0565, -84.4449 · click any tract to drill in

Why California scores 2.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Fort Thomas
4.7
Regional political climate
2024 county presidential margin
4.1
State political climate
Kentucky legislature & governorship
2.1
Economic stress
5.5% poverty · this tract
1.4
Supply constraint
$978 rent vs county FMR
2.6
Rent control risk
Inherited from Fort Thomas
4.3
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Fort Thomas
6.5
Housing court bias
Inherited from Fort Thomas
3.7

How California compares

Risk score vs. parent city, county, state.
California risk score vs. parent city / county / stateThis tract: 2.22.2This tracttract 052800Fort Thomas: 2.32.3Fort Thomasparent cityCounty: 3.53.5Countyavg tract in countyState: 4.34.3Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 37

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within California. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in California

The score leans hardest on tenant organizing strength at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Fort Thomas eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Campbell County average of 5.2 and below the Kentucky statewide average of 4.7. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 37th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 21037052800

Q1

What is the eviction-risk score for census tract 21037052800?

Census tract 21037052800 in the California neighborhood scores 2.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 21037052800?

Median gross rent is $978/month (ACS 5-year 2023, table B25064). 20% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 21037052800?

5.5% of residents in tract 21037052800 live below the federal poverty line (ACS B17001, 2023). Population: 3,545.
Q4

How socially vulnerable is tract 21037052800?

CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 50th, household 42th, minority 20th, housing 29th.
Q5

Is tract 21037052800 considered part of California?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21037052800 fall within California (neighborhood centroid within 1.1 miles, OSM data).
Q6

How does tract 21037052800 compare to Fort Thomas overall?

Tract 21037052800 scores 2.2/10, right in line with the parent city of Fort Thomas at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fort Thomas eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 21037052800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Fort Thomas

Top eight tracts in Fort Thomas ranked by composite eviction-risk score.

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