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Neighborhood · Ranked #67,219 of 84,120 nationally

California Eviction Risk: Lower , Fort Thomas

Tract 21037052800 · Campbell County, KY · pop 3,545 · neighborhood within 1.1 mi

Census tract 21037052800 covers part of the California area of Fort Thomas, KY, and scores 3/10 on landlord eviction risk. Population here is 3,545. Cost burden runs 20% here against 41.8% across Campbell County.

Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 5% Stable renters 20% Owners 75%
Tract context
Occupied units1,415
Renter share25.2%
SVI overall0.37
Poverty rate5.5%
Median income$90,444

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In California
Very Low
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#3 of 3 tracts In Fort Thomas
Very Low
Within county
29 th percentile
Rank, 29th percentileLowHigh
#18 of 25 tracts In Campbell County
Low
Within state
27 th percentile
Rank, 27th percentileLowHigh
#959 of 1,306 tracts In Kentucky
Low
Geographic context

Risk heat across Fort Thomas and the region

Centroid at 39.0565, -84.4449 · click any tract to drill in

Why California scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Fort Thomas
4.7
Regional political climate
2024 county presidential margin
4.1
State political climate
Kentucky legislature & governorship
2.1
Economic stress
5.5% poverty · this tract
1.4
Supply constraint
$978 rent vs county FMR
2.6
Rent control risk
Inherited from Fort Thomas
4.3
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Fort Thomas
6.5
Housing court bias
Inherited from Fort Thomas
3.7

How California compares

Risk score vs. parent city, county, state.
California risk score vs. parent city / county / state3.0This tracttract 0528003.4Fort Thomasparent city4.0Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 37

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within California. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in California

Pulling hardest the other way is economic stress at 1.4/10. Running cool, state political climate reads 2.1/10. On the softer side, eviction-process difficulty reads 2.2/10.

Against the Campbell County average of 4.0, this tract reads safer for landlords by 1.0 points. Average gross rent is $978, 13% below the Fort Thomas average.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Covington. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 4.3/10, which tracks how hard a shock lands on the households already here. Against average income of $90,444, annual rent is just 13%.

Statewide the KY average is 3.9, so this tract runs 0.9 points cooler. Poverty sits at 6%, low enough that arrears here usually signal a specific shock rather than a structural income gap. 25% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 21037052800

Q1

What is the eviction-risk score for census tract 21037052800?

Census tract 21037052800 in the California neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 21037052800?

Median gross rent is $978/month (ACS 5-year 2023, table B25064). 20% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 21037052800?

5.5% of residents in tract 21037052800 live below the federal poverty line (ACS B17001, 2023). Population: 3,545.
Q4

How socially vulnerable is tract 21037052800?

CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 50th, household 42th, minority 20th, housing 29th.
Q5

Is tract 21037052800 considered part of California?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21037052800 fall within California (neighborhood centroid within 1.1 miles, OSM data).
Q6

How does tract 21037052800 compare to Fort Thomas overall?

Tract 21037052800 scores 3/10, lower than the parent city of Fort Thomas at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fort Thomas eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 21037052800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Fort Thomas

Top eight tracts in Fort Thomas ranked by composite eviction-risk score.

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