Henderson Eviction Risk: Lower

Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate. 51% of renter households cross the 30%-of-income line, markedly above the Henderson County average of 41.3%.

Running cool, eviction-process difficulty reads 1.7/10. On the softer side, state political climate reads 2.1/10.

The filing record is not thin: 123 evictions over 5 years of observation. The worst year on record was 2006, when 7.7% of renter households were served.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Evansville. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 5.7% of renter households face a filing.

That is riskier than roughly 40% of the 84,120 US census tracts in this model. At 23% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 5.2/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.