Neighborhood · Ranked #39,389 of 84,120 nationally

Botany Hills Eviction Risk: Moderate , Covington

Tract 21117063800 · Kenton County, KY · pop 3,134 · neighborhood within 0.3 mi

How risky is the Botany Hills area of Covington for landlords? Census tract 21117063800 scores 4.2/10, the Moderate tier. That is riskier than roughly 16% of the 84,120 US census tracts we score.

18% of renter households here spend at least 30% of income on rent, a modest level, and 9% are severely burdened at 50% or more. Average rent runs $817 a month against an average household income of $83,022 a year, roughly 12% of income at the averages. About 34% of occupied units are renter-occupied.

Risk score

4.1

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 6% Stable renters 28% Owners 66%

Tract context

Occupied units1,668

Renter share33.8%

SVI overall0.30

Poverty rate8.3%

Median income$83,022

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Covington and the region

Centroid at 39.0865, -84.5363 · click any tract to drill in

Why Botany Hills scores 4.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Covington

5.5

Regional political climate

2024 county presidential margin

4.0

State political climate

Kentucky legislature & governorship

2.1

Economic stress

8.3% poverty · this tract

2.1

Supply constraint

$817 rent vs county FMR

1.3

Rent control risk

Inherited from Covington

1.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Covington

4.0

Housing court bias

Inherited from Covington

4.0

How Botany Hills compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 30

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

40%Socioeconomic
14%Household composition
34%Racial/ethnic minority
40%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

1%Grade A
34%Grade B
2%Grade C
1%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Analysis

What drives eviction risk in Botany Hills

The heaviest input here is housing court bias at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Covington eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Kenton County average of 5.0 and below the Kentucky statewide average of 4.7. Within its own county it reads on the safer side for landlords.

Part of this tract, about 1% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was B ("Still Desirable"). That lending history still correlates with present-day rent burden.

The tract is predominantly White and ranks around the 30th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 21117063800

What is the eviction-risk score for census tract 21117063800?

Census tract 21117063800 in the Botany Hills neighborhood scores 4.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 21117063800?

Median gross rent is $817/month (ACS 5-year 2023, table B25064). 18% of renter households are cost-burdened.

What is the poverty rate in tract 21117063800?

8.3% of residents in tract 21117063800 live below the federal poverty line (ACS B17001, 2023). Population: 3,134.

How socially vulnerable is tract 21117063800?

CDC Social Vulnerability Index ranks this tract in the 30th percentile nationally. Sub-themes: socioeconomic 40th, household 14th, minority 34th, housing 40th.

Is tract 21117063800 considered part of Botany Hills?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 21117063800 fall within Botany Hills (neighborhood centroid within 0.3 miles, OSM data).

How does tract 21117063800 compare to Covington overall?

Tract 21117063800 scores 4.1/10, higher than the parent city of Covington at 3.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Covington eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 21117063800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Covington

Top eight tracts in Covington ranked by composite eviction-risk score.