Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #15,522 of 84,120 nationally
White Oaks Eviction Risk: Moderate , Cumberland
Tract 24001000600 · Allegany County, MD · pop 3,005 · neighborhood within 0.7 mi
The White Oaks neighborhood of Cumberland anchors census tract 24001000600, which lands at 6.4/10 on landlord eviction risk. That is riskier than roughly 85% of the 84,120 US census tracts we score.
About 41% of renters carry a rent burden of 30% of income or higher, a severe level, and 21% are severely burdened at 50% or more. Average gross rent is $639 monthly, set against $55,234 in average yearly household income, roughly 14% of income at the averages. Renters make up 31% of occupied homes.
Risk score
5.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 18%
Owners 69%
Tract context
Occupied units1,305
Renter share31.3%
SVI overall0.45
Poverty rate13.4%
Median income$55,234
Percentile rank
Higher percentile = riskier than more peers.Within parent city
14
th percentile
Very Low
Within county
48
th percentile
Moderate
Within state
84
th percentile
High
Geographic context
Risk heat across Cumberland and the region
Centroid at 39.6410, -78.7398 · click any tract to drill in
Why White Oaks scores 5.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Cumberland
3.8
Regional political climate
2024 county presidential margin
3.1
State political climate
Maryland legislature & governorship
5.7
Economic stress
13.4% poverty · this tract
3.4
Supply constraint
$639 rent vs county FMR
1.8
Rent control risk
Inherited from Cumberland
7.1
Eviction process difficulty
State law sets the calendar
5.8
Tenant organizing strength
Inherited from Cumberland
8.4
Housing court bias
Inherited from Cumberland
7.8
How White Oaks compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 45
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 34%Socioeconomic
- 82%Household composition
- 15%Racial/ethnic minority
- 46%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within White Oaks. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 11.5%Housing insecurity
- 7.5%Utility-shutoff threat
- 14.8%Food insecurity
- 12.8%SNAP enrollment
- 7.4%Transit barriers
- 8.1%No health insurance
- 18.0%Frequent mental distress
- 34.6%Any disability
Analysis
What drives eviction risk in White Oaks
What moves this score most is tenant organizing strength at 8.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Cumberland, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Allegany County average of 6.3 and in line with the Maryland statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 11.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.5% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 45th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 24001000600
Q1
What is the eviction-risk score for census tract 24001000600?
Census tract 24001000600 in the White Oaks neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 24001000600?
Median gross rent is $639/month (ACS 5-year 2023, table B25064). 41% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 24001000600?
13.4% of residents in tract 24001000600 live below the federal poverty line (ACS B17001, 2023). Population: 3,005.
Q4
How socially vulnerable is tract 24001000600?
CDC Social Vulnerability Index ranks this tract in the 45th percentile nationally. Sub-themes: socioeconomic 34th, household 82th, minority 15th, housing 46th.
Q5
Is tract 24001000600 considered part of White Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24001000600 fall within White Oaks (neighborhood centroid within 0.7 miles, OSM data).
Q6
What share of households in tract 24001000600 struggle to pay rent?
About 11.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 24001000600 compare to Cumberland overall?
Tract 24001000600 scores 5.7/10, right in line with the parent city of Cumberland at 5.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Cumberland; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Cumberland
Top eight tracts in Cumberland ranked by composite eviction-risk score.
Tract · MD
Olde North End
7.3
/ 10 · Elevated
Tract · MD
White Oaks
7.2
/ 10 · Elevated
Tract · MD
White Oaks
7.2
/ 10 · Elevated
Tract · MD
Rolling Mills
6.9
/ 10 · Elevated
Tract · MD
West Side
6.2
/ 10 · Elevated
Tract · MD
24001002300
5.9
/ 10 · Elevated
Tract · MD
The Dingle
4.2
/ 10 · Moderate
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