Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #11,153 of 84,120 nationally
White Oaks Eviction Risk: Elevated , Cumberland
Tract 24001000700 · Allegany County, MD · pop 3,233 · neighborhood within 0.4 mi
24001000700 is a census tract in the White Oaks area of Cumberland, MD. It scores 7.3/10 for landlords. It is home to 3,233 residents. 56% of renter households cross the 30%-of-income line, markedly above the Allegany County average of 38.9%.
Risk score
7.3
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 32%
Stable renters 25%
Owners 43%
Tract context
Occupied units1,448
Renter share56.8%
SVI overall0.81
Poverty rate34.0%
Median income$35,476
Percentile rank
Higher percentile = riskier than more peers.Within parent city
71
th percentile
Elevated
Within county
86
th percentile
High
Within state
85
th percentile
High
Geographic context
Risk heat across Cumberland and the region
Centroid at 39.6330, -78.7527 · click any tract to drill in
Why White Oaks scores 7.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Cumberland
3.8
Regional political climate
2024 county presidential margin
3.1
State political climate
Maryland legislature & governorship
5.7
Economic stress
34.0% poverty · this tract
8.5
Supply constraint
$717 rent vs county FMR
2.7
Rent control risk
Inherited from Cumberland
7.1
Eviction process difficulty
State law sets the calendar
5.8
Tenant organizing strength
Inherited from Cumberland
8.4
Housing court bias
Inherited from Cumberland
7.8
How White Oaks compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 81
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 79%Socioeconomic
- 96%Household composition
- 9%Racial/ethnic minority
- 70%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within White Oaks. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 17.6%Housing insecurity
- 12.6%Utility-shutoff threat
- 25.6%Food insecurity
- 26.4%SNAP enrollment
- 12.0%Transit barriers
- 11.5%No health insurance
- 21.5%Frequent mental distress
- 42.5%Any disability
Analysis
What drives eviction risk in White Oaks
Severe burden reaches 30%. Those are renters paying half their income or more, and that is where non-payment filings originate. The score leans hardest on court filing pressure at 9.1/10.
The poverty rate is 34%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the high side, economic stress reads 8.5/10.
It sits 1.8 points above the Allegany County average of 5.5. Sitting well above the midpoint, tenant-organizing strength reads 8.4/10.
SNAP participation runs 26.4% against 15.2% nationally. Food insecurity runs 25.6% against 17.8% nationally.
Nationally it ranks #11,153 of 84,120 for landlord eviction difficulty. Social vulnerability reads 8.3/10 on the CDC index, a measure of exposure to housing and economic shocks.
Statewide the MD average is 5.5, so this tract runs 1.8 points hotter. Of its three components the household composition measure is the most pressured. Average gross rent is $717, close to the Cumberland average.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 24001000700
Q1
What is the eviction-risk score for census tract 24001000700?
Census tract 24001000700 in the White Oaks neighborhood scores 7.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 24001000700?
Median gross rent is $717/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 24001000700?
34.0% of residents in tract 24001000700 live below the federal poverty line (ACS B17001, 2023). Population: 3,233.
Q4
How socially vulnerable is tract 24001000700?
CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 79th, household 96th, minority 9th, housing 70th.
Q5
Is tract 24001000700 considered part of White Oaks?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24001000700 fall within White Oaks (neighborhood centroid within 0.4 miles, OSM data).
Q6
What share of households in tract 24001000700 struggle to pay rent?
About 17.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 24001000700 compare to Cumberland overall?
Tract 24001000700 scores 7.3/10, higher than the parent city of Cumberland at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Cumberland; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Cumberland
Top eight tracts in Cumberland ranked by composite eviction-risk score.
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