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Neighborhood · Ranked #73,892 of 84,120 nationally

Phelps Luck Eviction Risk: Lower , Columbia

Tract 24027606607 · Howard County, MD · pop 4,313 · neighborhood within 0.1 mi

For landlords sizing up the Phelps Luck area of Columbia, census tract 24027606607 carries an elevated eviction-risk score of 6.7/10. That is riskier than about 90% of US census tracts.

About 64% of renters carry a rent burden of 30% of income or higher, a severe level, and 28% are severely burdened at 50% or more. The typical renter pays about $1,691 a month while the average household earns $148,095 a year, roughly 14% of income at the averages. About 9% of occupied units are renter-occupied.

Risk score
2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 6% Stable renters 3% Owners 91%
Tract context
Occupied units1,610
Renter share9.0%
SVI overall0.30
Poverty rate3.7%
Median income$148,095

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Phelps Luck
Moderate
Within parent city
29 th percentile
Rank, 29th percentileLowHigh
#16 of 22 tracts In Columbia
Low
Within county
29 th percentile
Rank, 29th percentileLowHigh
#42 of 59 tracts In Howard County
Low
Within state
28 th percentile
Rank, 28th percentileLowHigh
#1,060 of 1,464 tracts In Maryland
Low
Geographic context

Risk heat across Columbia and the region

Centroid at 39.2205, -76.8194 · click any tract to drill in

Why Phelps Luck scores 2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Columbia
7.5
Regional political climate
2024 county presidential margin
7.2
State political climate
Maryland legislature & governorship
5.7
Economic stress
3.7% poverty · this tract
1.0
Supply constraint
$1,691 rent vs county FMR
3.6
Rent control risk
Inherited from Columbia
5.4
Eviction process difficulty
State law sets the calendar
5.7
Tenant organizing strength
Inherited from Columbia
7.4
Housing court bias
Inherited from Columbia
4.8

How Phelps Luck compares

Risk score vs. parent city, county, state.
Phelps Luck risk score vs. parent city / county / stateThis tract: 2.02.0This tracttract 606607Columbia: 6.16.1Columbiaparent cityCounty: 2.42.4Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 30

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Phelps Luck

The heaviest input here is tenant organizing strength at 7.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Columbia eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Howard County average of 6.5 and in line with the Maryland statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

The tract is White and Black and ranks around the 30th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 9.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.6% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 24027606607

Q1

What is the eviction-risk score for census tract 24027606607?

Census tract 24027606607 in the Phelps Luck neighborhood scores 2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 24027606607?

Median gross rent is $1,691/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 24027606607?

3.7% of residents in tract 24027606607 live below the federal poverty line (ACS B17001, 2023). Population: 4,313.
Q4

How socially vulnerable is tract 24027606607?

CDC Social Vulnerability Index ranks this tract in the 30th percentile nationally. Sub-themes: socioeconomic 20th, household 63th, minority 61th, housing 25th.
Q5

Is tract 24027606607 considered part of Phelps Luck?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24027606607 fall within Phelps Luck (neighborhood centroid within 0.1 miles, OSM data).
Q6

What share of households in tract 24027606607 struggle to pay rent?

About 9.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 24027606607 compare to Columbia overall?

Tract 24027606607 scores 2/10, lower than the parent city of Columbia at 6.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Columbia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Columbia

Top eight tracts in Columbia ranked by composite eviction-risk score.

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