1 census tracts · pop 4,313 · pop-weighted Eviction Risk Score 5.4/10
· range 5.4–5.4
Phelps Luck is a one-tract neighborhood of Columbia, MD, population 4,313. Scored across those inputs it reaches 5.4/10, placing it in the Moderate tier. Against a Columbia baseline of 27.9%, 64% of renters here cross the 30%-of-income line.
28% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The main counterweight is economic stress, at 1/10.
On the high side is tenant-organizing strength at 7.4/10. Average gross rent is $1,691, 17% below the Columbia average of $2,042. SNAP participation is 6.3% of households versus 15.2% nationally.
Food insecurity affects 9.2% of adults, 8.6 points below the national rate. Among the 19 mapped neighborhoods of Columbia, it ranks #13 by risk, the lower third. Only 9% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.
The closest comparables inside the same city are Woodleigh and Fox Pause. Rent takes 14% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 4%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.
One tract means one number: 5.4/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
5.4
Moderate
1 tracts · population-weighted
Phelps Luck vs ColumbiaHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority61%ile
Hispanic + non-white share of population
Housing & transport25%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Phelps Luck
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
9.1%Housing insecurity
5.6%Utility shutoff threat
9.2%Food insecurity
6.3%SNAP enrollment
6.1%No health insurance
21.4%Any disability
Frequently asked
About Phelps Luck
Q1
What is the eviction-risk score for Phelps Luck?
Phelps Luck scores 5.4/10 (Moderate tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Phelps Luck compare to Columbia overall?
Phelps Luck scores 0.5 points lower than Columbia overall (5.9/10). Renters spend 64% of income on rent vs 28% citywide. Average rent: $1,691 vs $2,042.
Q3
What is the average rent in Phelps Luck?
Average gross rent in Phelps Luck is $1,691/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 64% of renter households are cost-burdened.
Q4
What percentage of Phelps Luck residents are renters?
9% of Phelps Luck households are renter-occupied (vs 35% in Columbia). The neighborhood has 4,313 residents.
Q5
Is Phelps Luck a high social-vulnerability area?
Phelps Luck sits in the 30th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
How safe is Phelps Luck for landlords?
Phelps Luck carries a moderate-tier eviction-risk profile for landlords (5.4/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Columbia as a whole (5.9/10), this neighborhood is lower-risk.
Q7
What is the demographic breakdown of Phelps Luck?
Phelps Luck has 4,420 residents. Top groups: White (non-Hispanic) (50.8%), Black (non-Hispanic) (25.9%), Hispanic / Latino (10.5%). Source: ACS 5-year 2023, table B03002.
